Bridging Finance

A flexible short-term finance solution generally secured against land or property.

Bridging finance has evolved over the years, filling the gaps presented by the funding restrictions and liquidity shortfalls that the High Street banks find themselves with. Bridging finance has attracted a large number of quality lenders offering competitive rates and leverage.  The key is to have an exit strategy available once the facility has served its purpose; these can range from property sale; personal funds; or residential/commercial refinance.

Some popular reasons to use a bridging loan:

• Property auction purchases

• Carrying out light & heavy property refurbishment – then re-mortgaging on a long-term loan

• Preventing a chain break

• Downsizing, when a traditional mortgage is unavailable

• Capital raising for personal or business purposes

• When speed of completion is key

We work with a panel of experienced Development lenders to help you.  This is why we’re on hand to help you make the right property development finance decisions

Some popular reasons to use development finance

• New builds projects

• Existing homes and flats

• Refurbishment development

• Redevelopments

• Renovations

• Conversions

• Residential and commercial properties

Development Finance

An ideal product if you own a plot of land, are wanting to purchase a plot of land or are demolishing existing buildings to facilitate the construction of new property.  This will more than likely require a development finance facility.

There are a number of development finance products available which include traditional development, refurbishment, mezzanine and joint venture options. A complex development may include a combination of these products.